Registered index-linked annuities will capture much of market gains while offering downside protection. They are maddeningly ...

One of the biggest mistakes people make when buying an annuity is overlooking the fees. Annuities are often loaded with ...

In exchange for this guaranteed return, the annuity portfolio’s gains are capped at a certain percentage. For example, if an indexed annuity’s returns were capped at 75%, and the underlying ...

If you opt for an immediate annuity you begin to receive payments soon after you make your initial investment. For example, you might consider purchasing an immediate annuity as you approach ...

Annuities offer a fixed or variable payout and can be good choices for risk-averse people looking for guaranteed returns and lifetime income, without a loss of their principal. For example ...

An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream ...

Here are five questions to ask your advisor or insurance agent before signing an annuity contract. 1. How much can I withdraw ...

By openly addressing both the pros and cons, advisors can build trust and empower clients to make decisions that genuinely ...

If you opt for a fixed annuity, you’ll likely find that you’re not able to make changes. If, for example, you want to access more funds 10 years into your contract, you could face steep penalties.

For example: For a person in the five years prior to or the five just after retiring, a variable annuity with income rider can protect them from sequence of returns risk. This 10-year period ...

When evaluating a variable annuity for qualified monies, it is very important to understand how RMDs are treated and the effect they have on the policy. For example, when MetLife sold annuities ...

Sales of annuities have been booming in recent years. According to InsuranceNewsNet, "in the first nine months of 2024, total annuity sales increased 23% [year over year] to $331.2 billion and are on ...