Oscar Wong / Getty Images The Equal Credit Opportunity Act (ECOA) is a federal civil rights law designed to ensure fair lending practices. Passed in 1974, it prohibits lenders from discriminating ...

But that year, on Oct. 28, President Gerald Ford signed into law the Fair Credit Opportunity Act, giving women the right to ...

kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed ...

Maxine Waters (D-CA) has introduced a bill in the House called the Fair Credit Reporting Improvement Act of 2014. The bill proposes sweeping changes to almost all aspects of the credit reporting ...

Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued its Winter 2025 ...