For collared shirts or turtlenecks ... effortlessly transition from casual to dressy. For everyday wear, pair a simple charm necklace with a casual tee and jeans for an elevated yet effortless ...

The pearl necklace is the same as always ... Although, in this case, it is not anchored to the bra strap, but is tucked under the collar of whatever top you wear. If you are wearing a shirt, the idea ...