Penn Mutual earned the top spot in our analysis of the best universal life insurance companies. Universal life insurance offers a lot of flexibility and the benefit of cash value. Compared to whol ...

What are the different types of life insurance? The main types of life insurance are term, whole, and universal life insurance. Whole and universal life are permanent life insurance products that ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Is contributing to a variable universal life insurance policy a good idea? I’m 39 with a $310,000 annual income. I have $550,000 in a 401(k), $13,000 in an HSA, $25,000 in cash savings and a $42,000 ...

Editor’s note: This is part two of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one was What Is Indexed Universal Life Insurance ...

Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...

This opens the potential for your policy to yield higher returns than whole or universal life insurance. However, VL insurance comes with risks, costs, and complexities. So, while increased growth ...