Registered index-linked annuities will capture much of market gains while offering downside protection. They are maddeningly ...

One of the biggest mistakes people make when buying an annuity is overlooking the fees. Annuities are often loaded with ...

In exchange for this guaranteed return, the annuity portfolio’s gains are capped at a certain percentage. For example, if an indexed annuity’s returns were capped at 75%, and the underlying ...

Annuities offer a fixed or variable payout and can be good choices for risk-averse people looking for guaranteed returns and lifetime income, without a loss of their principal. For example ...

An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream ...

By openly addressing both the pros and cons, advisors can build trust and empower clients to make decisions that genuinely ...

When evaluating a variable annuity for qualified monies, it is very important to understand how RMDs are treated and the effect they have on the policy. For example, when MetLife sold annuities ...

Annuities are often marketed as a secure way to earn a retirement income. But do they live up to their hype? One major concern for investors is the frequently hidden costs associated with these ...

If you opt for a fixed annuity, you’ll likely find that you’re not able to make changes. If, for example, you want to access more funds 10 years into your contract, you could face steep penalties.

Annuities can be a useful, albeit expensive financial tool to manage retirement income if one cannot or is reluctant to ...

for example, you might be required to pay a surrender charge that is typically between 5% and 7%. I understand that all these issues factor into the general fear of variable annuities — but as a ...

Sales of annuities have been booming in recent years. According to InsuranceNewsNet, "in the first nine months of 2024, total annuity sales increased 23% [year over year] to $331.2 billion and are on ...