Two key provisions, the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), have historically affected a small percentage of households reducing their benefits.

On January 5, 2025, the Social Security Fairness Act was signed into law, marking a major reform for public sector workers, including firefighters, police officers and teachers. This law eliminates ...

Over three million retirees who worked in the public sector, or are entitled to spousal or surviving spousal benefits, will ...

For CSRS Offset retirees and employees who will have fewer than 30 years of substantial earnings covered by FICA taxes, it is possible that when the WEP is removed from their Social Security ...

For each year past 20 that someone has “substantial” earnings subject to the Social Security payroll tax, the maximum WEP penalty is reduced. By the time someone has 30 years of substantial ...

The amount of an individual’s Social Security benefits is calculated by multiplying their average earnings by a factor, or a percentage. The WEP reduced that factor based on the amount of time ...