Registered index-linked annuities will capture much of market gains while offering downside protection. They are maddeningly ...

Gold-plated “defined benefit” public sector pensions are a major drain on the finances of any country that offers them ...

There are a dizzying array of investment options to choose from when you're planning for your retirement. For investors that ...

By openly addressing both the pros and cons, advisors can build trust and empower clients to make decisions that genuinely ...

Total annuity sales reached £7bn last year, a 34 per cent increase compared to 2023, and more people turned to advice before ...

Annuities are often presented as a secure, no-fuss solution for retirement planning, offering a guaranteed stream of income ...

Immediate annuities also mitigate sequence-of-returns risk, reducing the chance of depleting a portfolio because of market ...

Annuities can be a useful, albeit expensive financial tool to manage retirement income if one cannot or is reluctant to ...

Protecting your money is as important as growing it. That doesn't sound particularly exciting, but for investors approaching retirement, capital preservation becomes increasingly important.

One of the biggest mistakes people make when buying an annuity is overlooking the fees. Annuities are often loaded with ...

Deferred fixed annuities let you pay premiums now, in a lump sum or in payments. Your money will grow in the account at a fixed interest rate. Then later, for example during retirement ...

Since annuities need to be “guaranteed” – and any guarantee ... the aged pension would cost a considerable amount for a private investor to reproduce. For example, for an income equivalent to a couple ...