Will you need to fill a gap in your budget with the passive income of an annuity? Does it make sense for you to earn lower ...

In exchange for this guaranteed return, the annuity portfolio’s gains are capped at a certain percentage. For example, if an indexed annuity’s returns were capped at 75%, and the underlying ...

If you opt for an immediate annuity you begin to receive payments soon after you make your initial investment. For example, you might consider purchasing an immediate annuity as you approach ...

For the annuity examples, we used a starting portfolio value of $1 million and used various portions of it to purchase immediate annuities with fixed cost-of-living adjustments of 3%. We assumed ...

Annuities offer a fixed or variable payout and can be good choices for risk-averse people looking for guaranteed returns and lifetime income, without a loss of their principal. For example ...

An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream ...

For example: For a person in the five years prior to or the five just after retiring, a variable annuity with income rider can protect them from sequence of returns risk. This 10-year period ...

When evaluating a variable annuity for qualified monies, it is very important to understand how RMDs are treated and the effect they have on the policy. For example, when MetLife sold annuities ...

If you opt for a fixed annuity, you’ll likely find that you’re not able to make changes. If, for example, you want to access more funds 10 years into your contract, you could face steep penalties.

for example, you might be required to pay a surrender charge that is typically between 5% and 7%. I understand that all these issues factor into the general fear of variable annuities — but as a ...

Deferred fixed annuities let you pay premiums now, in a lump sum or in payments. Your money will grow in the account at a fixed interest rate. Then later, for example during retirement ...