The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

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Maxine Waters (D-CA) has introduced a bill in the House called the Fair Credit Reporting Improvement Act of 2014. The bill proposes sweeping changes to almost all aspects of the credit reporting ...

Harvard University has hired another law firm to help it navigate a U.S. House investigation into its response to claims of ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Borrowers and other consumers have important legal rights under the Fair Credit Reporting Act (FCRA).

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

In today's episode, we discuss the CFPB’s recent proposed data broker rule—a proposal that would greatly expand the reach of the Fair Credit ...

Equifax failed in its basic duty to investigate and resolve consumer disputes about inaccurate information on their credit ...

may be in violation of the Fair Credit Reporting Act for routinely failing to address consumer complaints about credit report errors. And in March, the federal agency highlighted inaccuracies in ...

A copy of “A Summary of Your Rights Under the Fair Credit Reporting Act.” This step allows the applicant to review the report and address any information before a final decision. The name ...

kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed ...